Financing

Remodeling Financing in Los Angeles

Make your remodel affordable with flexible financing options. Start your project now and pay over time — available for ADUs, kitchens, bathrooms, garage conversions, additions, and full renovations.

Why Finance Your Remodel?

A remodeling project is an investment in your property. Financing lets you make that investment now — increasing your home value, rental income, or quality of life — without waiting years to save up the full amount.

  • Spread the cost of your remodel over manageable monthly payments
  • Start your project now instead of waiting to save up
  • Increase your property value and rental income sooner
  • Flexible terms to fit your budget and timeline
  • Quick approval process with competitive rates
  • Available for ADUs, garage conversions, kitchen and bathroom remodels, additions, and full renovations

How It Works

Step 1
Get Your Free Estimate

We walk through your project and provide a detailed scope and cost breakdown.

Step 2
Review Financing Options

We present available financing plans with terms and monthly payment estimates that fit your budget.

Step 3
Quick Approval

Simple application process with fast decisions so your project can start on schedule.

Step 4
Start Your Project

Once approved, we begin construction. You make manageable monthly payments while enjoying your new space.

Financing Available for All Project Types

Whether you are building an ADU, remodeling a kitchen, or renovating a rental property — financing options are available to make your project happen.

ADU Construction

$80,000 – $300,000+

Finance your ADU build and start generating rental income while making payments. Many ADU owners see positive cash flow from day one.

Kitchen Remodeling

$15,000 – $60,000+

Upgrade your kitchen with modern cabinets, countertops, and appliances. Financing makes a full renovation accessible without draining savings.

Bathroom Remodeling

$8,000 – $30,000

From simple refreshes to full gut renovations — financing lets you get the bathroom you want without compromising on quality.

Garage Conversions

$80,000 – $180,000

Convert your garage into a legal living space and start earning rental income. Financing helps cover the upfront cost while the unit pays for itself.

Home Additions

$100,000 – $500,000+

Room additions and expansions that increase your living space and property value. Financing makes larger projects feasible.

Full Home Remodels

$40,000 – $200,000+

Complete interior renovations with modern layouts and premium finishes. Finance the full project and pay over time.

Financing FAQ

What projects qualify for financing?

Most projects over $10,000 qualify — including ADUs, garage conversions, kitchen and bathroom remodels, home additions, and full renovations.

How long does approval take?

Most applications are reviewed quickly, often within 1-2 business days. We will guide you through the process to make it as smooth as possible.

Do I need perfect credit?

Different financing options have different requirements. We work with multiple providers to find options that fit a range of credit profiles.

Can I combine financing with my own funds?

Yes. Many clients finance a portion of their project and pay the rest out of pocket. We are flexible with payment structures.

Start Your Remodel Today

Get a free estimate and learn about financing options for your project. No obligation — just a clear scope, timeline, and payment plan.

Request a Free Quote

Tell us about your project. We will reply with a realistic scope, timeline, and estimate — usually within 24 hours.

Contact Us Directly
(818) 588-2262 [email protected]
Los Angeles • San Fernando Valley
What We Do Best
  • • Kitchen & bathroom remodels
  • • ADUs & garage conversions
  • • Rental renovations & fast turnovers
  • • Full home remodels & additions
  • • Flooring, paint & interior upgrades
Why Choose ARZ?
  • ✓ Licensed & insured (CSLB #1149406)
  • ✓ Free estimates within 24 hours
  • ✓ Financing options available
  • ✓ Investor & property manager friendly
(818) 588-2262Free Quote